We Care About Your Privacy!

In compliance with Gramm-Leach-Bliley (GLB), this policy describes the privacy policy and practices followed by Lumbermens Life Agency, Inc. and their affiliated companies ("herein referred to as LLA").

Our customer's privacy is a high priority for us and it will be treated with the highest degree of confidentiality. In order for us to be able to provide insurance products and services, we need to collect certain information. However, we want to emphasize that we are committed to maintaining the privacy of this information in accordance with the law. All individuals with access to personal information about our customers are required to follow this policy.

Non-Public Information Collected

1. Information LLA receives from our customers on insurance and annuity applications, claim forms or other related forms such as name, address, date and location of birth, marital status, sex, social security number, medical information, beneficiary information, etc.
2. Information about any transaction with LLA, our affiliates or others such as premium payment history, tax information, investment information, and accounting information, and
3. Information we receive from consumer reporting agencies, such as credit bureau, medical information bureau, and motor vehicle records.

Non-Public Information Disclosed

1. LLA may provide the non-public information that we collect to affiliated or non-affiliated persons or entities involved in the underwriting, processing, servicing and marketing of insurance or annuity products. We will not provide this information to any other non-affiliated third party unless we have a written agreement that requires such third party to protect the confidentiality of this information.
2. LLA may have to provide the above described non-public information that we collect to authorized persons or entities to comply with a subpoena or summons by federal, state, or local authorities and to respond to judicial process or regulatory authorities having jurisdiction over our company for examination, compliance or other purposes as required by law.
3. LLA will not disclose any non-public personal information about our customers to anyone except as permitted or required by law.

Confidentiality and Security of Non-Public Personal Information

1. LLA restricts access of non-public personal information about our customers to only those persons who need to know about the information to underwrite, process, service or market insurance or annuity products.
2. LLA maintains physical, electronic and procedural safeguards that comply with state and federal standards to guard our customer's non-public personal information.
3. If LLA becomes aware that an item of personal information may be materially inaccurate, we will make a reasonable effort to re-verify its accuracy and correct any error as appropriate.

Information About Former Customers
Non-public information about former customers is maintained by LLA on a confidential and secure basis. If any such disclosure is made, it would be for reasons and under the conditions described in this policy. LLA will not disclose any non-public personal information about our former customers to anyone except as permitted or required by law.

Further Information
If you have any question about our privacy policy, please write to:

Lumbermens Life Agency, Inc.
Mark G. Nelson, President & CEO
P.O. Box 3007
Barrington, IL 60011-3007