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Risk classification has become increasingly complex as a number of the most competitive companies concentrate on ways to differentiate themselves. Build, medications, health history, family medical history, etc. are all factors that will impact the best rate available for clients.

Lumbermens Life Agency will help you with initial assessments, information and questionnaires — we hope they will help you understand some of the subtle differences in rate classifications as well as help you obtain the best results with the lowest premiums..